LSD Prestamo personal loans are like a financial jumpstart – you get a cash lump sum to use for whatever you need, and then repay it over time in monthly installments. Think of it as a helping hand to cover expenses, consolidate debt, or even make that dream vacation a reality!

Loan amounts vary depending on your situation, but typically, LSD Prestamo offers personal loans from RM1,000 up to RM10,000. Enough to tackle most things life throws your way.

Not at all! We know good people sometimes hit rough patches. As long as you have a decent credit history and a steady income, you’ll have a good shot at getting approved.

Here’s the exciting part! Our interest rates are super competitive:

• Unsecured loans: 18% per annum (APR) or lower.
• Secured loans (backed by an asset): Only 12% per annum (APR) or lower!

We’ll be upfront about the exact rate based on your situation before you commit.

Here are the main types of information we need, and the documents we may require when you’re applying for a personal loan:

Salaried Employee

1. 1. Copy of MyKad (front and back)
   2. Latest 3-months salary slips
   3. Latest EPF / BE form
   4. Latest 3-months bank statements
   5. Latest Utility bills of current residence (Electricity/Water/Maintenance/etc.)

Self-employed

1. 1. Copy of MyKad (front and back)
   2. SSM (page 1-3)
   3. Tax Declaration / Receipt
   4. Latest 6-months bank statements (personal & company)
   5. Latest Utility bills of current residence (Electricity/Water/Maintenance/etc.)

*Any other documents where necessary.

Repayment terms are flexible, usually ranging from 3 months to 24 months. We can work with you to find a plan that fits your budget.

As soon as you sign your loan contract and get the green light, the funds could be in your account within just one business day! We’ll swiftly deposit the money or arrange an online transfer to make things easy for you.

We make repayment as painless as possible. You can usually signing up direct debit from your bank account so you never have to worry about missing a beat. More info, See How to pay page.

Your loan approval is provided within 1 business day of providing the required information (during business hours)*. The decision will arrive promptly – Usually, we send you a text message via WhatsApp.

No, as the funds are transferred directly into your account you will need a bank account to get a loan.

As a responsible lender, LSD Prestamo does not offer no credit check loans. But because we service both people with bad credit and people with no credit history, this won’t impact most people’s chances of approval.

Life is full of ups and downs, and if you happen to experience a temporary setback, we’re here to help you find a solution. Please don’t hesitate to contact us as soon as possible, either by filling out the contact form or chatting with us via WhatsApp. Our specialists are always ready to assist you.

The application process is super simple. You can apply online in minutes, or WhatsApp one of our specialists for a chat. We’re here to guide you through every step.