Emergency Loans

Get To Know About Emergency Loans

Your Financial Lifeline in Times of Crisis.

At LSD Prestamo, we understand that life can throw unexpected financial challenges your way. That's why we offer Emergency Loans that provide swift and reliable shelter from these storms.

We know that emergencies don't wait for payday, so we offer a proactive solution to help you easily navigate challenging times.

Choosing LSD Prestamo's Emergency Loans means you are securing a loan and partnering with us to overcome financial difficulties. Whether it's a car repair, medical bill, or any other urgent expense, we are committed to quickly getting you back on track with minimal hassle and maximum peace of mind.

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CALL FOR ENQUIRIES

03-7865 5766

Am I eligible for a Emergency Loan?

At LSD Prestamo, we keep things nice and simple. As long as you meet these four criteria, you can apply for a loan.

Be over 18 years old

Employed for at least 3 months

Must be a Malaysian or MyPR

Own a vehicle registered in your name

Quick Payment Process

89% Success Rate Guarantee

Flexible with Your Repayments

Free to Apply • No Upfront fees • Same Day Approval

Don't let emergencies catch you off guard.

Apply now and stay prepared

Emergency Loan FAQs

What is an emergency loan?

LSD Prestamo emergency loan is quick financial help for unexpected expenses like medical bills or car repairs, and so on.

How do emergency loans differ from traditional loans?

Emergency loans are faster and often have less strict requirements compared to traditional loans.

What are the eligibility requirements for an emergency loan?

Here are the main types of information we need, and the documents we may require when you’re applying for a personal loan:

Salaried Employee

1. Copy of MyKad (front and back)
2. Latest 3-months salary slips
3. Latest EPF / BE form
4. Latest 3-months bank statements
5. Latest Utility bills of current residence (Electricity/Water/Maintenance/etc.)

Self-employed

1. Copy of MyKad (front and back)
2. SSM (page 1-3)
3. Tax Declaration / Receipt
4. Latest 6-months bank statements (personal & company)
5. Latest Utility bills of current residence (Electricity/Water/Maintenance/etc.)

*Any other documents where necessary.

How much can I borrow with an emergency loan?

The amount you can borrow with an emergency loan depends on your income, creditworthiness, and whether you meet our basic requirements. Generally, LSD Prestamo emergency loans range from RM1,000 to RM3,000.

What is the typical repayment period for an emergency loan?

Repayment usually ranges from a minimum 2 month to 6 months.

Are there any fees associated with emergency loans?

LSD Prestamo charges an Establishment Fee upon approval and signing of a loan contract, underscoring the importance of comprehending the loan terms. For detailed information on rates and fees, see our rates and fees page.

Can I use an emergency loan for any purpose?

Generally, yes. Emergency loans are meant for unexpected expenses.

How quickly can I expect to receive funds after applying for an emergency loan?

Funds are typically disbursed within the same business day after the loan agreement is approved and signed.

Can I get a emergency loan without a bank account?

No, as the funds are transferred directly into your account you will need a bank account to get a loan.

How can I apply for an emergency loan?

You must complete an online application form with personal and financial details and our customer service team will review it and notify you of their decision.

WE'RE REAL PEOPLE AND WE'RE HERE IF YOU NEED US

Need financing? We've got you covered! Our friendly financing experts can answer your questions and help you find the perfect option. Call us on 03-7865 5766 or chat with us on WhatsApp.

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Terms and Conditions
Loan terms	LSD Prestamo offers interest rates subject to availability and approval, tailored to each borrower's unique credit assessment determined by LSD Prestamo's proprietary credit scoring system.
Approval	To gain approval, one must align with LSD Prestamo's credit criteria and adhere to responsible lending standards. Various fees, charges, as well as terms and conditions are applicable.
Speed of approval	Speed of approval is conditional on receipt of all requested relevant documents or information.
Establishment Fee	The establishment fee is added to the loan amount paid over the duration of the loan. More info, see our rates and fees page.
Cancellation	An incomplete application will automatically be canceled within 7 working days from the date of application.
Disclaimer	Our loan calculator offers an estimation based on the provided example data. Actual loan terms, rates, fees, and repayments may vary upon individual credit assessment. Please refer to our Interest rates and fees for specific details. It's important to note that this is not an offer, and all applications are subject to terms and conditions, approval, and funding availability.