Loans
What We’re Offering
Find your Malaysia funding match. Free and fast.
Whatever you need, a fast cash loan will do the job! Personal Loans - Borrowing up to RM10,000.
Holiday Loans
Energize festivities with LSD Prestamo's holiday loans. Rapid approval, trustworthy service. Make…
Personal Loan
Embark on your financial journey with personal loans! Enjoy accessibility, fixed rates,…
Hawkers and Peddlers Loans
Empower street vendors with flexible loans from LSD Prestamo. Access quick funds…
Festival Loans
Secure festival loans from LSD Prestamo ensure stress-free celebrations. Quick approval and…
Car Repair Loan
Facing unexpected car repairs? LSD Prestamo's car repair loans provide the financial…
Delivery Riders Loan
Whether it's upgrading equipment or expanding your fleet, we're here to support…
Steps to Apply for LSD Prestamo Personal Loan Online
LSD Prestamo offers seamless access to instant personal loans, streamlining the application process with minimal documentation.
Start Your Quote
Swiftly get a quote, effortlessly assess loan approval chances, simplifying financial decisions.
Instant Approval
Our dedicated team offers adaptable loan solutions, ensuring quick decisions tailored to your needs.
Secure Funding
Let us streamline the process of acquiring business or personal funding, saving you valuable time.
Consult Our Experts
Gain invaluable assistance in managing debts from our experienced advisors.
Reasons to Choose Personal Loans from LSD Prestamo
Seeking immediate financial assistance? Look no further than a personal loan. Here's why LSD Prestamo's personal loans are your best bet:
Instant Approval And Disbursal
Get funds quickly with our instant approval and 24-48 hour disbursal process.
Customized Repayment Options
Tailor your repayment plan with choices like EMI-free loans or accelerated repayment.
Expanded Loan Limits
Access loans from RM1,000 to RM10,000 to match your unique needs.
Flexible Loan Durations
Choose a loan term from 3 months to 24 months for manageable payments and peace of mind.
Minimal Documentation
Simplify your application with minimal paperwork for all loan products.
Transparent Process
No hidden fees or prepayment penalties, ensuring clarity and security.
WE'RE REAL PEOPLE AND WE'RE HERE IF YOU NEED US
Need financing? We've got you covered! Our friendly financing experts can answer your questions and help you find the perfect option. Call us on 03-7865 5766 or chat with us on WhatsApp.
| Terms and Conditions | |
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Loans Terms |
LSD Prestamo offers interest rates subject to availability and approval, tailored to each borrower's unique credit assessment determined by LSD Prestamo's proprietary credit scoring system. |
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Approval |
To gain approval, one must align with LSD Prestamo's credit criteria and adhere to responsible lending standards. Various fees, charges, as well as terms and conditions are applicable. |
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Speed of approval |
Speed of approval is conditional on receipt of all requested relevant documents or information. |
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Establishment Fee |
The establishment fee is added to the loan amount paid over the duration of the loan. More info, see our rates and fees page. |
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Cancellation |
An incomplete application will automatically be canceled within 7 working days from the date of application. |
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Disclaimer |
Our loan calculator offers an estimation based on the provided example data. Actual loan terms, rates, fees, and repayments may vary upon individual credit assessment. Please refer to our Interest rates and fees for specific details. It's important to note that this is not an offer, and all applications are subject to terms and conditions, approval, and funding availability. |
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Terms of Use |
These websites, lsdprestamo.com or lsdprestamo.com.my, are owned by LSD Prestamo Sdn. Bhd. Malaysia Kredit Komuniti (KK) License Number: WL7419. By accessing, viewing or otherwise using this website, you acknowledge and agree to be subject to the following Terms and Conditions of Use, the Privacy Policy and any other notices, disclaimers and other terms and conditions or other statements contained on this website as amended or modified from time to time. |
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Complaint |
Any statements conflicting with Act 400, confusing, or containing false information regarding this advertisement can be reported as a complaint via the Integrated Complaint System of the Ministry of Housing and Local Government at https://aduan.kpkt.gov.my. |
| Fees and Charges | |
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Loan terms |
LSD Prestamo’s interest rates range from 12% p.a. with collateral to 18% p.a. without collateral and are offered based on the individual borrower’s credit assessment according to LSD Prestamo’s credit scorecard. |
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Establishment fee |
The establishment fee is added to the loan amount paid over the duration of the loan. More info, see our rates and fees page. |
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Commitment fee |
RM10 per month tied to the loan tenure. See our rates and fees page. |
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Late Payment Fee |
Suppose any outstanding balance remains unsettled after the stated due date. In that case, LSD Prestamo reserves the right to charge a fee of eight percent per annum (8.0% p.a.) or any other fee LSD Prestamo deems appropriate. |
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Direct debit dishonor fee |
An RM35.00 debit dishonour fee may be incurred if a scheduled payment is missed or returned unpaid. |
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Attestation fee |
A fee of RM50 is designated to cover the necessary expenses associated with verifying and authenticating the required documents for the borrowing transaction. |
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Stamp duty |
A flat 0.5% rate is applied to the full value of the loan as per the Stamp Act 1949 (revised 1989). |
