Loan information

Maximum Annual Percentage Rate (APR): 12% (Secured) or 18% (Unsecured)
A representative example of the total cost of the loan: A loan of RM1,000 for 12 months at 18% p.a. results in a total interest of RM180, making the total repayment RM1,180 with monthly installments of RM98.34. We collect RM0 upfront fees or deposits before loan disbursement.

Loan terms

LSD Prestamo offers interest rates subject to availability and approval, tailored to each borrower’s unique credit assessment determined by LSD Prestamo’s proprietary credit scoring system.

Approval

To gain approval, one must align with LSD Prestamo’s credit criteria and adhere to responsible lending standards. Various fees, charges, as well as terms and conditions are applicable.

Speed of approval

Speed of approval is conditional on receipt of all requested relevant documents or information.

Establishment Fee

The establishment fee is added to the loan amount paid over the duration of the loan. More info, see our rates and fees page.

Cancellation

An incomplete application will automatically be canceled within 7 working days from the date of application.

Disclaimer

Our loan calculator offers an estimation based on the provided example data. Actual loan terms, rates, fees, and repayments may vary upon individual credit assessment. Please refer to our Interest rates and fees for specific details. It’s important to note that this is not an offer, and all applications are subject to terms and conditions, approval, and funding availability.